White & Associates Blog

Should You Hire an Agent in 2016?

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If you are thinking about buying or selling a home in 2016, you need to hire an agent. Here are 5 reasons why:

  1. Paperwork- There are tons of forms to fill out, and they need to be filled out quickly.
  1. Experience- An experienced agent will be able to guide you through the process, and we have over 30 years of experience doing this on our team.

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  1. Negotiation- An agent acts as a buffer between the buyer and seller to help get a deal done that’s good for both sides.
  1. Pricing- A good agent understands where real estate values come from, and should be able to explain that to you. You want to make sure you get what you’re asking for when you sell.
  1. Market conditions- They are changing constantly, and an agent is your best source of interpreting the information.

Thanks for joining us today. If you have any questions for us, give us a call or send us an email. We would love to hear from you!

Landscaping Adds Value!

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Let Your Landscaping Pay You Back!

In both uncertain financial times, and prosperous times, a well landscaped yard is still one of the best investments you can make! It not only adds value to the home, but can also make your home easier to sell. Recent research has shown consumers valued the same home with good landscaping 11% higher than the same home without good landscaping. For a $300,000.00 home that’s approximately $33,000.00 more that your home is worth because of a nicely landscaped yard. A nicely landscaped yard can have a cost recovery value of 100 to 200% at selling time.

Creating equity in your home isn’t the only way to get monetary value out of your landscape. Look at some of the other benefits that can save you up to 20% and maybe even up to 50% on your heating and air conditioning costs by strategic landscaping around your home:

  • Evergreens and other dense trees in the proper position around your house can lower your heating bill by 10 – 20%.
  • Shade trees can provide enough shade to your home to cut your cooling costs by as much as 15 – 35%.
  • Even the grass in your yard and your neighbor’s yards cools your community and saves everyone on air conditioning costs.

Of course your landscaping can provide you much more than just monetary value. Your landscaping is working around the clock to keep you and your family healthy and vibrant. These are some other benefits to think about when considering how valuable your landscaping is to you as well as your home:

  • Trees, Shrubs and Turf absorb dust, dirt, and other gaseous pollutents in the air that can be harmful to our health.
  • Trees, Shrubs and Turf convert carbon dioxide into oxygen. One tree can convert 26 lbs. of Carbon Dioxide into 13 lbs. of oxygen each year. That’s enough to provide for a family of four.
  • Gardening can be its own weight loss program helping you tighten your belt strap and staying healthy.
  • Gardening is found to be relaxing, mind clearing and very rewarding. It’s a stress reliever.

So much is made of the going green movement and being environmentally friendly but you can do your part right at home and why not make it valuable to both you, your home, your environment and your world.

Home Ownership just makes sense

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The decision to buy a home is one of the largest financial decisions anyone will ever make. Most of the time, this decision is driven by emotions. But, what are the benefits to owning a home? The most obvious benefit to home ownership is just that...ownership! Unlike renting, your monthly payment is actually allowing you to purchase instead of "borrowing" something that will not belong to you.

The most measurable financial benefit to homeownership, according to Barry Nielsen of Mortgage Graphics, is price appreciation. Price appreciation helps build home equity, which is the difference between the market price of the house and the remaining mortgage payments.

The second largest financial benefit of owning a home is tax savings. You can deduct the annual interest paid on a mortgage from your income. There are no tax benefits/savings for your rent payments. Obviously, price appreciation is the largest benefit to owning your own home but there are many intangible benefits such as peace of mind and the security and pride that come with home ownership.

 

Are you ready to buy?

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Not everyone knows the steps to take in preparing yourself in becoming a homeowner.

The first step is to go through the loan process and find out what you can afford and what you qualify to purchase. Buyers who have been preapproved for a home loan often have their offers taken more seriously according to the National Association of Realtors.

The next step is to find a Realtor who you are comfortable with and you can trust to negotiate the best deal for you. There are many benefits to having a Realtor help you through the home buying process. Your Realtor will help you narrow the search in finding you your “Dream Home”. Your Realtor will also guide you through the offer and negotiation phases of purchasing your new home.

Purchasing a home is the biggest financial investment most of us experience in our lifetime. A Realtor working for you through this process will insure you find the right house for the right price and most importantly protect your interest. A great Realtor follows a strict code of ethics that includes qualities such as being honest, putting your interest ahead of his or her own and disclosing all pertinent facts regarding the property and transaction.

If you are ready to start the exciting process of purchasing a new home call Cooke Realty Partners and we will be happy to help you find your dream home!